For years, NDA has been known for offering high-quality hunting land liability insurance. To provide our supporters even better coverage and service, we are now partnering with Arthur J. Gallagher & Co. (Gallagher).
Why Did We Make This Change?
This change means a better insurance policy with additional coverage and options not available in our previous program, and it means improved customer service – yet the policy is still designed specifically to protect you, your family and guests while enjoying the outdoors.
New Benefits of This Change
- Personalized online portal that allows you to purchase coverage at any time, 24/7, and receive certificates within minutes.
- Zero deductible on damage to premises. Previously this deductible was $1,000.
- The option to add property and equipment coverage and umbrella coverage outside of the master policy. This was not an option in the past, and it allows members additional customized protection.
- Great customer service. Our customer service complaints saw a noticeable increase over the last two years. Fixing this issue was a primary motivation for switching insurance providers.
- $0 for additional insureds, with unlimited additional insureds included. Previously, every additional insured cost $57.
- Instant access to certificates upon online payment. Previously it could take almost a month to get a copy of your insurance certificates.
- Flat-rate pricing on 2,250 acres or fewer.
- Includes coverage for personal and advertising injury with a $1 million limit. Previously this was excluded from the policy.
- Reminders to renew your policy in 60, 30 and 15 days. We all know life gets busy.
- Same broad coverage as before, including member-to-member, guest coverage, and coverage for many higher-risk activities involving treestands, ATVs and firearms. Many other policies contain hidden exclusions for these activities.
- Like before, a complimentary NDA Premium Membership ($49 value) is included for the primary policyholder and any additional insured landowners. Some programs require membership fees in addition to policy fees or require all members of a hunting club to join a given organization to receive coverage.
Great Underlying Coverage
The same strong, comprehensive coverage as before – backed by the Philadelphia Insurance Company – is part of NDA’s hunting land liability insurance. Our policy is developed by a longstanding outdoors industry insurance underwriting team with 20-plus years of experience.
- $1M per occurrence general liability coverage, $2M general aggregate.
- No Deductible.
- $100,000 fire damage liability.
- Medical expenses: $5,000.
- Liability coverage for ATVs and treestands included.
What Are the Next Steps?
If you’re a previous policy holder with us, you will receive a renewal letter in the mail (or via e-mail). For both new and renewing customers, we plan to launch a new sign-up portal by early June. Stay tuned for more announcements.